A Jumbo mortgage from gpk电子游戏官网 provides you with low rates for higher valued homes.
A Jumbo mortgage loan can be the perfect choice when you need a loan over the conforming limits, 目前在726美元之间,200元及1元,089,300美元，取决于房产所在的县. gpk电子游戏官网 offers loans with great rates on mortgages over the conforming limits with loan values up to $3 million.
巨额按揭贷款的好处
A Jumbo mortgage loan can help you buy your dream home in higher-priced housing markets like the San Francisco Bay area.
融资高达300万美元: A high-priced housing market doesn’t need to keep you from your dream property. Upon a property appraisal, gpk电子游戏官网 will finance amounts up to $3 million.
购买主要住宅、第二套住房或投资房产; Whether you’re buying to live in the home full-time or only vacation in it, 巨额抵押贷款可以让它成为现实.
控制你要支付的利息总额: 选择15年期的抵押贷款，你将支付更少的总利息. Select a 30-year mortgage, and you’ll pay more in interest, but your monthly payments will be lower. 选择权在你.
我在顺丰联邦银行做了两笔HELOC贷款. They were great to work with: professional, responsive, and thorough. I would recommend them to anyone I am very happy with the process
威廉F.
五星级
最近我想申请一笔个人贷款. [The] digital sales rep @ the Golden Gate branch responded to me promptly and was really helpful. After pre-qualifying me for a loan she helped me determine that a credit card (with a much lower interest rate) was the better option for me. I liked the fact that [she] steered me to an option that may be less income to the GPK电子游戏 but is a better choice for me personally. The whole process from my first contacting the GPK电子游戏 regarding a loan to getting the credit card took only 7 days.
玛丽亚L.
五星级
The SF Federal Credit Union has been a great banking experience for me. I have been a member for more than 30 years and never had a bad experience.
外祖母玛米.
五星级
有史以来最好的银行!!! Staff are so helpful and make you feel like they’ve known you forever. I have never encountered a banking problem or situation that the SFFCU team hasn’t found a way to help solve! I wish there was a branch in San Jose but I’ve only had to travel to my actual branch about 5-6 times in my 25 years of being a member! 在线服务非常受欢迎!
“I joined many years ago…There’s nothing I don’t like about them…It’s like a family. And because they offer an exceptionally new and used vehicle buying program that includes motorboats [and] motorcycles. 他们善良体贴.”
申请汽车贷款时，银行助理帮了很大的忙. Our loan Specialist was on vacation and he took over and processed our loan within a couple of hours. 我强烈推荐他们，因为他们出色的客户服务.
五星级
多么新鲜的空气啊!! Having considerate compassionate individuals that absolutely represent the needs of people. 请和我一起起立为世行副行长鼓掌, who went above and beyond the call of duty using her professional approach to solve the problem. 谢谢，谢谢，谢谢!
五星级
We have been a SFFCU member for over 40+ years and have always received good service from staff, 亲自或通过电话联系. 最近, we needed assistance with wiring funds to a title company with the lending institution giving us the “hurry up” mode. We went to the Burlingame Branch and sought out the Branch Manager. 我的天啊, they helped us tremendously in assisting us with the wiring info that the title company requested in an expeditious manner. 他们没有丢下GPK电子游戏不管. They stayed with us until the title company was completely satisfied. They checked on each step we were going through with the title company and lender. They called and emailed us throughout the afternoon which felt like a week. 全体员工都帮助GPK电子游戏完成了明天的打烊. 他们非常友好、快乐、有趣，而且精通金融. Check the Branch Manager out at the Burlingame Branch; you won’t be disappointed.
刘若英 & 辛西娅
大型按揭贷款常见问题
Q: What credit score do I need to qualify for a Jumbo mortgage loan?
A: Jumbo mortgages are usually available for borrowers with very good credit, 这通常意味着FICO得分在680分或更高.
To learn more about the established guidelines for income and other personal financial qualifications, please contact us to speak to one of our knowledgeable mortgage team members at 800-852-7598, 2977分机.
问:符合规定的贷款是多少? 你什么时候需要大笔贷款?
A: 符合规定的最高贷款额为726 200美元. Super Conforming or High Balance loans cover properties from $726,200 to a maximum of $1,089,300. 然后是大额贷款，涵盖价值超过1,089,300美元的房产.
Q: Do you offer both a fixed-rate and an adjustable-rate Jumbo mortgage?
是的. 你可以在固定利率贷款和浮动利率贷款之间做出选择. The decision comes down to how much interest you want to pay on the loan early on and your overall comfort with ambiguity.
A fixed-rate mortgage has an interest rate and monthly payment that never changes. An adjustable-rate mortgage (ARM) has an interest rate that varies based on the Prime Rate, GPK电子游戏在上面提到过. The variable interest rate associated with an ARM means the monthly payments for that type of loan change with the changing interest rate.
获取有关抵押贷款变量的信息, please contact us to speak to one of our knowledgeable mortgage team members at 800-852-7598, 2977分机.
按揭贷款资源
Manage your next mortgage loan with gpk电子游戏官网’s helpful tools and resources.
